Representative Example for Personal Contract Purchase (PCP): Cash price £12,000.00, Annual Interest Rate (fixed) 4.88% p.a., with a representative 9.9% APR, total amount of credit £10,800.00, deposit of £1,200.00, an initial payment of £190.80, followed by 47 monthly payments of £190.80 with a final payment of £4,707.63, total amount payable is £15,066.03, the annual mileage is 10,000 and the excess mileage fee per mile is £0.10. Pay monthly then buy, swap or return